What to Know Before Shopping for a Motorcycle
Before you even start the shopping process for a motorcycle, here are three steps you need to take...
Online Buyer's Resources
Coverage & Warranties
Motorcycle Insurance
Motorcycle insurance provides protection for both you and your bike. Motorcyclists are at a higher risk of accident or injury than automobile drivers, which is why it's important to be insured. To get started, shop around and speak with an insurance agent about the right policy for you, your bike, and your budget. Motorcycle insurance typically covers bodily injury and property damage, while more comprehensive coverage covers theft, fire, vandalism, and more. Most states require motorcyclists to at least have minimum liability insurance.
Several major insurance companies offer policies specifically for motorcycle owners. A number of factors come into play when pricing a motorcycle policy, including your age, the type of bike, and the coverage you choose. If you also have car insurance, consider adding a motorcycle policy to that insurance for a discounted rate.
Whether you're a weekend rider or your motorcycle is your main form of transportation, you'll be MotoMotoable to cruise with peace of mind knowing that you and your bike are covered.
Motorcycle Warranties
Nobody buys a motorcycle expecting there to be problems, but it's always a good idea to be prepared. When you purchase a bike, make sure it's covered with the proper warranty. Warranties are typically available through the motorcycle's OEM, but they can also be purchased for a used bike or when the manufacturer's warranty expires. In general, warranties cover mechanical failures due to defective materials, so you, the owner, won't have to pay out-of-pocket costs.
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