Protect More Than Just Your Motorcycle

1 / 5

Protect Your Bike and So Much More — Click Here For a Free Motorcycle Insurance Quote From Progressive Today

This article is an advertorial and is sponsored by Progressive Insurance.

Motorcycling is a lot of things, but more than anything, it’s an exercise in anticipating the unknown. What’s around the next corner? What’s over that far hill? What might happen 100 miles, 200 miles, or even 20,000 miles down the road? 

Of course, we can’t know everything — or even anything — about what the next mile might bring out on the open highway. But after 50 years of insuring motorcycles, Progressive knows quite a bit about helping motorcyclists manage and mitigate risks of all types. And if Progressive knows one thing after writing so many motorcycle policies, it’s that providing motorcycle insurance is about so much more than just repairing or replacing your motorcycle in the event of an accident. It’s also about providing for your emotional well-being, your financial security, and giving you the confidence and trust you need so that you can keep a clear head and just enjoy every ride. 

It’s not surprising that one out of every three insured motorcyclists choose Progressive Motorcycle Insurance.* Many companies insure motorcycles, but very few companies have as much experience in this space as Progressive. With this in mind, let’s consider what we think good motorcycle insurance should be, then expand on that concept a bit. Here are just a few of the above-and-beyond ways that a properly prepared Progressive Motorcycle Insurance policy can help you get more out of motorcycling — and maybe, in some small way, even improve your life:

1. Risk Management: We are all aware of the obvious risks to motorcyclists: Distracted drivers. Drunk drivers. Bad pavement, inclement weather, obstacles in the roadway, or anything else that might cause a crash. But what about more unexpected or unpredictable risks? What happens if your motorcycle is washed away by a flood, or destroyed in a parking garage fire? What if a vandal tips your bike over when it’s parked on the street late at night? Proper motorcycle insurance coverage could protect your motorcycle from all the above and more, helping you manage and mitigate motorcycle-related risks, obvious or otherwise. 
2. Financial Security: Modern motorcycles are not cheap. Though there are many affordable, entry-level motorcycles available well under $10,000, it’s not unusual for some bikes — especially luxury-touring machines, custom baggers, and high-performance superbikes — to cost more than $30,000, $40,000 or even $50,000 dollars! Of course, you’ll want to protect an investment of that magnitude from loss or damage. But what about medical care to address injuries from an accident? Even minor injuries can cost thousands of dollars to treat, and major injuries can cost many hundreds of thousands of dollars! A well-crafted motorcycle insurance policy, with adequate and appropriate limits and liabilities in place, can provide you with an essential financial safety net, helping to ensure that you (and your loved ones) are protected and can remain financially secure even in the face of unexpected events or losses. 
3. Peace of Mind: Most of us ride motorcycles to relax and escape the stress and strain of day-to-day life. Time in our helmets should be time free from worries about what-ifs. Knowing that you are protected each time you ride, with comprehensive and collision insurance coverage that protects both you and your motorcycle from the unexpected, goes a long way towards reducing anxiety and providing you the peace of mind that you seek from every ride. 

Tackling a technical off-road trail, exploring an extra-twisty backroad, planning a long-distance tour to a faraway state, or even just braving your local rush-hour traffic to commute to work — riding motorcycles can sometimes feel like risky business. Serious riders reduce risk by being prepared, enrolling in advanced riding courses to build new skills, and ensuring that they are covered for any situation that might arise. Motorcycle insurance should be a central component of every motorcyclist’s risk-reduction strategy. Progressive has a half-century of experience protecting motorcyclists, making Progressive a great choice to enhance and improve your overall motorcycle riding experience. 

Thrilled by adrenaline and excitement, motorcyclists often readily embrace risk. But serious motorcyclists appreciate the difference between taking calculated risks and just being reckless. Working with Progressive to customize a motorcycle insurance policy that suits your needs is a key component of calculating your own individual level of risk. Committed to accurate and clear communication, Progressive strives to provide motorcyclists with safety and security — so you can relax more and just enjoy every ride. 

Because that’s what providing truly good motorcycle insurance is all about. 

Progressive Casualty Ins. Co. & Affiliates. Prices vary based on how you buy. Coverage subject to policy terms and conditions. Not available in all situations.

* Data is sourced from Ratefilings.com.

Progressive Editorial Team

Founded in 1937, Progressive continues its long history of offering shopping tools and services that save customers time and money, like Name Your Price®, the Snapshot Discount®, and a concierge level of claims service.

See author's work