Buy the bike of your dreams.
Looking for motorcycle financing options for a Harley-Davidson, Honda, Yamaha, Suzuki, or any other motorcycle? The finance center allows you to research multiple motorcycle loan providers from a single location.
Here are just a few popular options:
Dealer Financing: A majority of motorcycle dealerships offer financing directly to consumers. Available interest rates depend on you (the applicant) and are largely dependent on your credit history. If you intend to finance your next motorcycle, the first thing you should do is obtain your most recent Credit Score. Understand, build & manage your credit at CycleTrader's Credit Center.
OEM Financing: Motorcycle manufacturers (OEMs) often have financing options available to consumers that purchase new motorcycles. Once again, remember that interest rates fluctuate based upon the customer’s past credit history, financial standing and whether the OEM is currently offering a financing promotion.
Credit Card: If you already have an existing credit card with a high credit limit, you can usually complete your motorcycle purchase using that credit card. The benefits include no credit checks or financing applications. Be aware of the current interest rate on your credit card, and explore other financing options to ensure that you're getting the best deal.
Personal Loan: Your local banking institution or credit union may offer motorcycle loans. Particularly if you already have a mortgage loan held by the bank or credit union, you may qualify for reduced interest rate loans if you add another policy to the same account. The best thing to do is call your bank or credit union and find out. It never hurts to ask!
Payment Calculator: Estimate your monthly payment with our Loan Calculator.